PRIVACY POLICY
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- credit history and payment history
- Credit history and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
| All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FIRST NEW MEXICO BANK OF SILVER CITY chooses to share; and whether you can limit this sharing. |
REASONS WE CAN SHARE YOUR
PERSONAL INFORMATION
Does First New Mexico Mexico Bank of Silver City share?
Can you limit
this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes – to offer our products and services to you
NO
We Don’t Share
For joint marketing with other financial companies
YES
NO
For our affiliates’ everyday business purposes- information about your transactions and experiences
YES
NO
For our affiliates’ everyday business purposes- information about your creditworthiness
NO
We Don’t Share
For our affiliates to market to you
NO
We Don’t Share
For our nonaffiliates to market to you
NO
We Don’t Share
QUESTIONS?
Call Customer Service at (575) 388-3121 for questions about the privacy of your information or go to www.fnmbsc.com.
WHO IS PROVIDING THIS NOTICE?
First New Mexico Bank of Silver City
What We Do
How does FIRST NEW MEXICO BANK OF SILVER CITY protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FIRST NEW MEXICO BANK OF SILVER CITY collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
States laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include companies with a common ownership to First New Mexico Financial Corporation.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
FIRST NEW MEXICO BANK of SILVER CITY does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include Texas Independent Bank (a credit card company), SHAZAM (a debit card processing company, and ITS (a debit card processing company).